Integration Services

PayTabs Integration Services

We connect PayTabs to your checkout and to the system behind it, built for how cards actually work in the Gulf.

What We Connect

PayTabs takes the payment across the Gulf, where a checkout built for European or American cards tends to fall over. Local schemes route differently, authentication is not optional, and the moment a payment is genuinely complete is not the moment the customer sees a success screen. We build the checkout and the link back to your own system around how it actually works.

Most of this work arrives as part of a wider build, so if the system on the other side does not exist yet, we write that too. That side of it is covered on our CRM and ERP development page.

What It Looks Like Without One

Customers Lost at the Last Step

The authentication screen appears, something goes wrong on the way back, and the order never exists even though the money moved.

Local Cards Declined for No Reason

A perfectly good card is refused because the checkout was built assuming international schemes.

Orders Marked Paid That Were Not

The browser came back with a success message, so the order shipped. The payment never actually completed.

Settlement Nobody Can Match

Money arrives in the bank in batches with fees deducted and no way to tie it back to orders.

What Moves, and Which Way

RecordDirectionHow It Is Handled
Payment requestsYour system to PayTabsCreated on your server with the amount calculated there, never taken from the browser.
Authentication resultPayTabs to your systemDelivered as a server to server callback and verified by signature, which is what the order status is based on.
Transaction statusBoth waysYour system can also ask PayTabs directly, which is what covers a callback that never arrived.
RefundsYour system to PayTabsRaised from your own screens, full or partial, and written back against the original transaction.
Saved cards and tokensBy agreementHeld by PayTabs rather than by you, so repeat customers do not re-enter a card and you do not store one.
Settlement reportsPayTabs to your systemEach payout broken down into the transactions and fees behind it, so finance can reconcile.

This is the starting point rather than a fixed list. The final version is agreed with you and written into the scope before the build begins.

Where PayTabs Integrations Go Wrong

Local Schemes Are Not Optional

In Saudi Arabia a great many cards run on mada, and a checkout that assumes every card is an international one will see them declined. The card number itself decides the routing, so this has to be handled in the flow rather than explained to the customer afterwards.

Authentication Happens Away From Your Site

The customer leaves for a bank screen and comes back. Everything your page knew has to survive that round trip, and the return is a hint that something happened rather than proof of what. Flows built without this in mind lose orders at exactly the wrong moment.

Trust the Callback, Not the Browser

The only reliable word that a payment succeeded is the server to server callback, verified by its signature. Anything the browser reports can be replayed or faked. Orders marked paid from a redirect are how stores ship goods they were never paid for.

Each Country Is a Separate Profile

Saudi Arabia, the United Arab Emirates, Egypt, Oman and Jordan are configured separately, with their own credentials and currency. A single set of keys covering everything is the assumption that breaks a regional rollout.

Settlement Is Not the Same as Payment

The bank deposit arrives later, in a batch, with fees already taken out, so it never matches an order total. We pull the settlement breakdown, which is the only thing that makes reconciliation possible.

How We Work

  1. 1

    We Agree the Flow and the Countries

    Which markets, which currencies, hosted page or your own form, and what marks an order as paid. Settled before anything is built.

  2. 2

    We Build Against Test Credentials

    The whole journey is exercised with test cards, including the authentication challenge, declines, timeouts and partial refunds.

  3. 3

    You Run the Journey Yourself

    On a real device, with a real local card where possible, watching your own records change as you go.

  4. 4

    It Runs With Somebody Watching

    Missed callbacks are re-checked against PayTabs on a schedule, and anything unresolved raises an alert instead of becoming a support ticket.

Frequently Asked Questions

Do card details reach our servers?

No. The card is entered on a page hosted by PayTabs, so the numbers never touch your system or ours. That is also what keeps your compliance obligations light.

Does this work with mada?

Yes, and it has to. A checkout in Saudi Arabia that only expects international cards will lose a large share of its customers.

What if the customer closes the browser during payment?

The order is not decided by the browser. The callback and a scheduled status check settle it, so a closed tab delays the update rather than losing the payment.

Can we sell in more than one Gulf country?

Yes. Each country is configured separately with its own credentials and currency, and we set that up as part of the build rather than leaving it for later.

How long does a PayTabs integration take?

Scope decides it. One country with a hosted page is a small job. Several countries, saved cards and settlement reconciliation each add to it. We settle what will be built first, then put your own schedule in writing with start and delivery dates.

Who owns the integration once it is built?

You own the source code. Once payment is complete, everything produced for the project passes into your company’s ownership. That is written into the agreement before work starts, alongside the scope and the price.

Tell Us Which Markets You Take Payments In

Send us the countries, the currencies and the system behind your checkout. You get a written scope with the flow, the timeline and the price before any work starts.

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